Your mortgage lender is not your friend and they certainly are not your financial advisor. Controversial truth. Most people walk into a bank branch thinking the person behind the desk is looking out for their best interests. It is a staggering reality that lenders are primarily focused on their own profit margins and risk assessments. […]
Have you ever noticed how a simple kitchen renovation turns into a legal battle the moment a builder stops answering their phone? I have seen it a hundred times. People think the law is a straight line. It’s not. It is more like a maze. The controversial truth is that New South Wales has one […]
Why on earth do we let a thick book of rules written by strangers dictate exactly how many outlets you need in your own kitchen? A total headache. That is usually the first thing homeowners think when I start talking about the International Building Code (IBC) or local residential standards. People see these documents as […]
Mortgage brokers are licensed professionals that act as mediators between homebuyers and lenders. It is their legal and ethical duty to ensure the loan they arrange is in the best interests of their clientele. They may provide access to lenders you wouldn’t get otherwise and can often negotiate better rates for you. Furthermore, they can […]
